"Oxford" may conjure images of stuffy learning institutions or stiff-collared shirts, but Oxford Health Plans is anything but stuffy or stiff. The managed health care company provides benefit plans to members in Connecticut, New Jersey, and New York. Oxford Health Plans' products include its Freedom Network and Liberty Network HMOs, as well as the Freedom Plan and Liberty Plan point-of-service plans that combine the cost controls of managed care with the flexibility of indemnity coverage. The firm also offers PPOs and Oxford MyPlan, a health reserve account. Oxford Health Plans is part of the UnitedHealthcare organization and is a subsidiary of UnitedHealth Group.