Ever wonder who insures insurance companies? Munich Reinsurance America is one of the top providers of property & casualty reinsurance in the US. The company and its principal subsidiary, Munich Re America Corporation, provide treaty insurance (reinsurance for groups or categories of risks) and facultative reinsurance (reinsurance for individually negotiated risks) to both large and small primary insurers. Other business units provide risk management for health care providers, corporations, educational institutions, religious organizations, and not-for-profit entities, as well as property/casualty insurance policies. The company, a subsidiary of Munich Re, has nine offices across the US.