Andhra Bank is an India-based bank. The Bank has four business segments: Treasury Operations, Corporate/Wholesale Banking, Retail Banking and Other Banking Operations. The Bank offers its customers various products and services, which include deposits, loans, credit cards, debit cards, prepaid cards, online payment services, insurance and others. The Bank's deposits include current deposits, savings deposits and term deposits. The Bank offers various types loans, which include housing loans, vehicle loans, educational loans, personal loans, mortgage loans, loans against rent receivable and others. The Bank offers various credit facilities, such as working capital finance, export import finance, working capital demand loans, bill finance project finance and insurance finance, term finance, corporate loans, equipment finance and others.