HSBC USA, a subsidiary of British banking behemoth HSBC Holdings, operates HSBC Bank USA. With nearly 400 offices, the bank has one of the largest branch networks in New York State, plus about 90 additional locations in about 15 other states and Washington, DC; California, Florida, and New Jersey are its next largest markets. The bank offers personal, commercial, and mortgage banking services, with a loan portfolio dominated by residential mortgages, commercial loans, and credit card loans. HSBC Bank USA's personal financial services segment also provides mutual funds, investments, and insurance. The bank offers investment banking, private banking, brokerage, and trust services as well.