Tennessee Farmers Mutual Insurance (TFMI) doesn't mind if you don't have a farm; they'll still sell you car insurance. However, it will be easier if you live in the Volunteer State to start with. A subsidiary of Tennessee Farmers Insurance Companies, TFMI provides property/casualty products to all Tennesseans and additional services to members of the Tennessee Farm Bureau. (Sister company Tennessee Farmers Life offers complementary lines of life insurance and annuities.) Offerings include personal homeowners, property, auto, farm owners, renters, fire, personal liability, and boating insurance. The company sells its products through a network of independent agents. Tennessee Farmers Mutual was founded in 1948.