WestLB acts as the central institution for the more than 100 "sparkassen," or savings banks, in Germany's largest state, North Rhine-Westphalia, and Brandenburg. The bank also serves mid-sized companies, public entities, multinational corporations, and individuals in Germany and abroad. A universal bank, WestLB offers a full range of financial services such as loans, asset management, investment banking, transaction processing, private banking, and real estate finance. It has about a dozen branches in Germany, plus more than a dozen in financial capitals in Europe and around the world. WestLB's savings bank partners collectively operate more than 3,000 branches.