GMAC LLC (GMAC) is a globally diversified financial services firm. The Company operates in three lines of business: Global Automotive Finance, Mortgage (ResCap), and Insurance. The Global Automotive Finance operations offer a range of financial services and products (directly and indirectly) to retail automotive consumers, automotive dealerships, and other commercial businesses. The ResCap operations engage in the origination, purchase, servicing, sale, and securitization of consumer (i.e., residential) mortgage loans and mortgage-related products. The Insurance operations offer vehicle service contracts and underwrite personal automobile insurance coverages, homeowners’ insurance coverage, and selected commercial insurance coverages in the United States, Canada, and internationally. The other operations of the Company consist of the Commercial Finance Group, equity investments, corporate activities, and reclassifications and eliminations between the reportable segments.