Where do banks in the southeastern US bank? Federal Home Loan Bank of Atlanta. Known as FHLBank Atlanta for short, the bank provides mortgage funding, deposit, community investment, and cash management services to some 1,100 commercial banks, credit unions, insurance companies, and thrifts. Its territory includes Alabama, Florida, Georgia, Maryland, North Carolina, South Carolina, Virginia, and Washington, DC. The bank primarily provides funding to members to originate residential mortgages and community development loans. It also purchases mortgages on the secondary market to provide liquidity.