Whether you drive a church bus or a squad car, National Indemnity and its affiliates have you covered. National Indemnity (NICO) is part of Berkshire Hathaway's primary insurance group and offers specialized property/casualty insurance. NICO provides coverage for commercial trucks and truckers, public auto transportation (such as taxis and buses), and such specialty vehicles as police cars and ambulances. The company also offers prize indemnification for tournaments and charity events (such as hole-in-one prizes and half-court basketball shots); garage liability; and general liability insurance for carpenters, electricians, and plumbers. NICO also provides reinsurance to other property/casualty insurers.