General Motors Financial Company brings motors to the general public. Operating as GM Financial, the company is the in-house auto financing arm of General Motors. It works with GM dealers around the US and in Canada to offer new- and used-vehicle financing services. Founded in 1992, the former AmeriCredit traditionally provided credit to customers with less-than-ideal credit histories. Today, GM Financial owns a portfolio of some $12 billion in finance receivables and leased vehicles. The firm operates nearly 20 credit and customer service centers throughout the US. In 2013 GM acquired most of the international auto finance business of Ally Financial.