First National Bank Alaska (the Bank) is a full service commercial bank. The Bank's principal activities include the receiving and lending of money. In addition, the Bank provides trust banking services, escrow and contract collection services, bankcard services and safe deposit box facilities for business, industry and individuals primarily within the state of Alaska. The Bank's loan portfolio consists of commercial and industrial loans, real estate construction loans, real estate mortgage loans, real estate commercial loans, and consumer and other loans. The Bank's deposits include non-interest bearing deposits and interest bearing deposits, which include savings deposit, negotiable order of withdrawal (NOW), money market deposits and time deposits.