Northern States Financial Corporation  

(Public, OTCMKTS:NSFC)   Watch this stock  
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0.000 (0.00%)
Nov 25 - Close
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Currency in USD
Range     -
52 week 0.40 - 0.72
Open     -
Vol / Avg. 0.00/61,523.00
Mkt cap 2.65M
P/E 29.79
Div/yield     -
EPS 0.02
Shares 87.60M
Beta 0.53
Inst. own 0%
Oct 21, 2015
Q3 2015 Northern States Financial Corp Earnings Release

Key stats and ratios

Q2 (Jun '15) 2014
Net profit margin 9.68% 1.42%
Operating margin 10.05% 1.42%
EBITD margin - -
Return on average assets 0.36% 0.05%
Return on average equity 4.74% 125.57%
Employees 114 -
CDP Score - -


1601 N Lewis Ave
WAUKEGAN, IL 60085-1761
United States - Map
+1-847-2446000 (Phone)
+1-847-2447485 (Fax)

Website links


Northern States Financial Corporation is the holding company for NorStates Bank (the Bank). The Bank is a commercial bank with eight branches in Lake County, Illinois. The Bank offers personal and business services. The Bank's personal services include checking, saving, loans and other services. Its checking services include high-yield checking; REALTunes checking; simple checking and MasterCard Debit Card with UChoose Rewards. Its savings services include junior savings, retirement services, certificates of deposit (CDs), personal savings and educational savings. The Bank's business services include checking, savings, loans and other services. Its checking services include simple business checking, small business checking, commercial checking, commercial interest checking and cash management. Its savings include business savings and CDs. It offers loans, such as mortgage loans, home equity loans and personal loans, lines of credit, real estate loans and term loans.

Officers and directors

Allan J. Jacobs CPA Chairman of the Board
Age: 77
Scott Yelvington President, CEO, Director; President, Chief Executive Officer of NorStates Bank
Age: 57
Charles W. Smith Independent Vice Chairman of the Board
Age: 62
Steven J. Neudecker Chief Financial Officer, Vice President; Executive Vice President and Chief Financial Officer of NorStates Bank
Age: 62
Thomas M. Nemeth CPA Vice President, Treasurer; Senior Vice President & Controller of NorStates Bank
Age: 58
Kerry J. Biegay Vice President, Corporate Secretary; EVP, Corporate Secretary of NorStates Bank
Age: 64
Shelly Christian Executive Vice President and Chief Lending Officer of NorStates Bank
Age: 45
Theodore A. Bertrand Independent Director
Age: 56
Jack H. Blumberg Independent Director
Age: 81
Frank J. Furlan Independent Director
Age: 83