Northern States Financial Corporation  

(Public, OTCMKTS:NSFC)   Watch this stock  
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0.000 (0.00%)
Feb 24 - Close
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Currency in USD
Range     -
52 week 0.59 - 0.84
Open     -
Vol / Avg. 0.00/76,407.00
Mkt cap 3.55M
P/E 3.13
Div/yield     -
EPS 0.26
Shares 87.60M
Beta -0.75
Inst. own 5%

Key stats and ratios

Q3 (Sep '16) 2015
Net profit margin 11.26% 131.80%
Operating margin 14.27% 8.40%
EBITD margin - -
Return on average assets 0.38% 5.10%
Return on average equity 3.40% 52.56%
Employees 114 -
CDP Score - -


1601 N Lewis Ave
WAUKEGAN, IL 60085-1761
United States - Map
+1-847-2446000 (Phone)
+1-847-2447485 (Fax)

Website links


Northern States Financial Corporation is a holding company for NorStates Bank (the Bank). The Bank is a commercial bank with over eight branches in Lake County, Illinois. The Bank offers personal services, including personal checking, personal savings, personal loans, and personal debit card and credit card services, and business services, including business checking, business savings, business loans, and business debit card and credit card services. The Bank also offers personal and business services, including online banking and bill pay, mobile banking, telephone banking, business online banking and bill pay, cash management, automated clearing house (ACH) services, remote deposit capture and others. It offers loans, including business term loans, real estate loans, home mortgage loans, home equity loans, auto loans and others. The Bank is also engaged in providing wealth management services. The Bank serves its customers in northeastern Illinois and southeastern Wisconsin.

Officers and directors

Allan J. Jacobs CPA Chairman of the Board
Age: 77
Scott Yelvington President, CEO, Director; President, Chief Executive Officer of NorStates Bank
Age: 57
Charles W. Smith Independent Vice Chairman of the Board
Age: 62
Steven J. Neudecker Chief Financial Officer, Vice President; Executive Vice President and Chief Financial Officer of NorStates Bank
Age: 62
Thomas M. Nemeth CPA Vice President, Treasurer; Senior Vice President & Controller of NorStates Bank
Age: 58
Kerry J. Biegay Vice President, Corporate Secretary; EVP, Corporate Secretary of NorStates Bank
Age: 64
Shelly Christian Executive Vice President and Chief Lending Officer of NorStates Bank
Age: 45
Theodore A. Bertrand Independent Director
Age: 56
Jack H. Blumberg Independent Director
Age: 81
Frank J. Furlan Independent Director
Age: 83