SCBT Financial Corporation (SCBT) is a bank holding company. The Company provides a range of banking services and products to its customers through its wholly owned subsidiary, SCBT, N.A. (the Bank). The Company operates as South Carolina Bank and Trust, North Carolina Bank and Trust (NCBT), and Community Bank and Trust (CBT). NCBT and CBT are divisions of the Bank. The Bank provides a range of retail and commercial banking services, mortgage lending services, trust and investment services, and consumer finance loans through 45 financial centers in 16 South Carolina counties, three financial centers in Mecklenburg County of North Carolina, and 22 financial centers in 10 counties in Northeast Georgia. On July 29, 2011, the Company acquired all of the deposits, certain other borrowings, and certain assets of BankMeridian. On February 18, 2011, it acquired all the deposits, certain other borrowings, and certain assets of Habersham. In December 2012, it acquired The Savannah Bancorp Inc.