Advance America, Cash Advance Centers, Inc. is a provider of payday cash advance services in the United States. As of December 31, 2008, the Company operated 2,767 centers in 33 states in the United States, 20 centers in the United Kingdom and ten centers in Canada, and had 79 limited licensees in the United Kingdom. The Company does not franchise any of its centers in the United States. Payday cash advances are small-denomination, short-term, unsecured advances that are typically due on the customer's next payday. The Company focuses primarily on providing payday advance services to middle-income working individuals and does not provide pawn lending, title lending or similar services. The Company's centers, which it designs to have the appearance of mainstream financial institutions, are located in middle-income shopping areas with retail activity.