AMCORE Financial, Inc. (AMCORE) is a bank holding company. The Company operates in four business segments: Commercial Banking, Retail Banking, Investment Management and Trust, and Mortgage Banking. AMCORE directly owns AMCORE Bank, N.A. (the Bank), a nationally chartered bank. AMCORE also indirectly owns Property Exchange Company, a qualified intermediary, which is a subsidiary of the Bank. In June 2007, the Company dissolved the consumer finance subsidiary, AMCORE Consumer Finance Company. During December 31, 2008, the Bank conducted business at 74 branch locations throughout northern Illinois and southern Wisconsin (the Service Area). Through its banking locations, AMCORE provides various consumer banking, commercial banking and related financial services. AMCORE also conducts banking business through four supermarket branches, which gives the customer access to banking services seven days a week.