AMMB Holdings Berhad is an investment holding company. The Company, through its subsidiaries, provides a range of investment banking, commercial banking, retail financing and related financial services. The Company has six segments: investment banking, commercial and retail banking, offshore banking, Islamic banking, insurance with the minor segments aggregate under others. Investment banking encompasses investment banking, stockbroking, futures broking, fund and real estate investment trust management, and trustee services. Commercial and retail banking focuses on providing products and services to individual customers, and small and medium enterprises. Islamic banking segment relates to Islamic banking business activities undertaken by the Company. The insurance segment offers a range of life and general insurance products. Others segment includes the Company’s corporate income and expense items that are not allocated to individual business segments.