Appalachian Bancshares, Inc. is the holding company for Appalachian Community Bank. The Company provides a range of retail and commercial banking products and services to individuals and small- to medium- sized businesses through its community banking relationship model. Such products and services include the receipt of demand and time deposit accounts, the extension of personal and commercial loans, and the furnishing of personal and commercial checking accounts. It also serves as the holding company for Appalachian Community Bank, F.S.B and Appalachian Real Estate Holdings, Inc. As of December 31, 2008, it had total assets of approximately $1.2 billion, total loans of approximately $885.4 million and total deposits of approximately $1 billion.