Tidelands Bancshares, Inc. operates as a bank holding company of Tidelands Bank (the Bank). Tidelands Bank is a local community bank focused on serving individuals, families, entrepreneurs, and small businesses in the South Carolina Lowcountry, with seven locations serving Charleston, Dorchester, Berkeley, Horry, and Beaufort counties. Tidelands Bank offers mortgages, construction loans, deposit products, internet banking, 24 hour telephone banking, and ATM service, and takes great pride in providing the custom banking solutions and services necessary to meet customer needs. The Bank is a state-chartered commercial bank, and its deposits are insured by the Federal Deposit Insurance Corporation (FDIC). As of September 30, 2014, it had net loans of $318.2 million, $83.8 million in investment securities, deposits of $435.0 million and shareholder’s equity of $5.4 million.