Tidelands Bancshares, Inc. serves as the holding company for Tidelands Bank (the Bank), a state-chartered banking association. The Company is primarily engaged in the business of accepting demand, savings and time deposits insured by the Federal Deposit Insurance Corporation and providing commercial, consumer and mortgage loans to the general public. It is focused on serving professionals, entrepreneurs, small business owners and their family members. It offers other bank services, including safe deposit boxes, traveler's checks, direct deposit, United States Savings Bonds and banking by mail. It is associated with the Cirrus, Master-Money, Nyce and Sum automated teller machine (ATM) networks, which are available to its customers throughout the country. It also offers courier deposit service for commercial customers and banking hours. It also offers Internet banking services, bill payment services, cash management services, remote deposit capture, automated clearing house origination and mobile banking.