Atlantic American Corporation is a holding company that operates through its subsidiaries in specialty markets within the life and health, and property and casualty insurance industries. The Company�s principal operating subsidiaries are American Southern Insurance Company and American Safety Insurance Company (together known as American Southern) and Bankers Fidelity Life Insurance Company (Bankers Fidelity) within the life and health industry. American Southern comprises the Company�s property and casualty operations. Bankers Fidelity consists of the life and health operations of the Company and offers a variety of life and supplemental health products with a focus on the senior markets. American Southern�s product lines include business automobile insurance, general liability insurance, property insurance and surety bonds. Products offered by Bankers Fidelity include ordinary and term life insurance, Medicare supplement and other accident and health insurance products.