University Bancorp, Inc.  

(Public, OTCMKTS:UNIB)   Watch this stock  
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0.00 (0.00%)
Feb 4 - Close
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Currency in USD
Range     -
52 week 5.57 - 8.25
Open     -
Vol / Avg. 0.00/373.00
Mkt cap 38.38M
P/E 20.17
Div/yield 0.11/2.78
EPS 0.38
Shares 4.69M
Beta -7.45
Inst. own 0%
Nov 23, 2015
Q3 2015 University Bancorp Inc Earnings Call

Key stats and ratios

Q4 (Dec '13) 2014
Net profit margin 6.65% 1.78%
Operating margin 10.05% 2.80%
EBITD margin - 8.28%
Return on average assets 1.99% 0.54%
Return on average equity 21.43% 7.63%
Employees 81 -
CDP Score - -


959 Maiden Ln
ANN ARBOR, MI 48105-1901
United States - Map
+1-906-6359794 (Phone)
+1-734-7415859 (Fax)

Website links


University Bancorp, Inc. (UNIB) serves as a holding company for its wholly owned subsidiary, University Bank (The Bank). The Bank is a community bank that offers deposit products, residential and commercial real estate mortgage lending, and business loans. The Bank serves the cities of Ann Arbor and Ypsilanti of Washtenaw County, Michigan in the United States. The Bank offers all banking services, including acceptance of checking, savings and time deposits. The Bank also offers commercial, real estate, personal, home improvement, automotive and other installment, credit card and consumer loans. It provides fee based services such as annuity and mutual fund sales, life insurance, property casualty insurance and foreign currency exchange. In addition, the Bank offers cash management services, online bill payment, automated teller machines (ATM) and Internet banking. The Company also offers Islamic finance products and services.

Officers and directors

Charles McDowell Chairman of the Board
Age: 77
Stephen Lange Ranzini President, Chief Executive Officer, Director
Age: 49
Edward Burger President and Director of Midwest Loan Services
John N. Sickler Executive Vice President - Residential Loans
Gary Edward Baker Director
Age: 58
Michael Concannon Director
Age: 61
Joseph Lange Ranzini M.D. Director
Age: 53
Paul Lange Ranzini Director
Age: 51
Michael Talley Director
Age: 62