Piedmont Community Bank Group, Inc. is a bank holding company that operates through its wholly owned subsidiary, Piedmont Community Bank (the Bank). Piedmont Community Bank is a community-oriented, full-service commercial bank. The Bank offers checking, money market, savings, individual retirement and time deposit accounts; issues automated teller machine (ATM) and debit cards, travelers checks and official checks; conducts wire transfer services, Internet banking and provides safe deposit and telephone banking services. It offers a variety of lending services, including commercial, construction, real estate, consumer purpose, as well as home equity, overdraft protection and personal lines of credit. The Bank provides traveler�s checks, direct deposit of payroll and automatic transfers for various accounts. Its primary service area consists of various counties generally located in the middle part of Georgia, including Baldwin, Bibb, Greene, Houston, Jones, Monroe and Putnam Counties.