Cecil Bancorp, Inc. is the bank holding company. The Company operates through its subsidiary, Cecil Bank (the Bank). The Bank offers traditional financial services. The Bank's business consists principally of retail and commercial deposits for the general public and primarily using them to originate mortgage loans secured by one- to four-family residences and commercial loans, and consumer based loans and home equity loans. The Bank conducts operations from nine bank offices located in Cecil and Harford Counties, Maryland, United States. The Bank’s personal banking services include Deposit Products, Investment Products, Insurance Products, Online Banking, EZ Pay Bill Payments, e-statements and Telephone Banking. The Bank’s Business banking includes Business Online Banking, Remote Deposit Plus, Business Checking and Business Loans. The Bank provides loans, such as Mortgage Loans, Home Equity Loans, Personal Loans and Auto Loans.