Century Bancorp, Inc. is a state-chartered bank holding company. The Company has one banking subsidiary: Century Bank and Trust Company (the Bank). The Company offers a range of services to commercial enterprises, state and local Governments and agencies, non-profit organizations and individuals. The Company provides commercial loans, real estate and construction loans and consumer loans, and accepts savings, time and demand deposits. In addition, the Company offers to its corporate and institutional customers automated lock box collection services, cash management services and account reconciliation services Also, the Company provides full service securities brokerage services through a program called Investment Services at Century Bank. The Company provides financial services, including cash management, lockbox processing and short-term and long-term financing, to municipalities in Massachusetts, New Hampshire and Rhode Island.