Beach Business Bank (the Bank) provides banking services throughout the South Bay area. In addition to checking and savings accounts, the Bank offers a range of loans, primarily focusing on commercial loans for businesses, real estate loans for business properties and consumer loans. The Bank specializes in small business administration (SBA) loans for small businesses, even in areas beyond the South Bay. The Bank's principal client base is comprised of small to mid-sized businesses, entrepreneurs, professionals and individuals. The Bank provides a range of deposit and loan services to meet the needs of small to mid-sized businesses, professionals and individuals residing in its beach communities. The Doctors Bank, a division of Beach Business Bank, is focused on serving the personal and business banking needs of healthcare professionals locally and nationwide, principally physicians and dentists. It also offers a variety of business banking services.