BBVA Banco Frances SA is an Argentinean banking institution. The Bank’s business is structured in three areas: personal banking, commercial banking and corporate banking. Its services and products include saving accounts, debit and credit cards, fixed-term deposits, loans, mortgages, and other banking operations processing services to businesses and individuals. In addition, the Bank is active in the insurance sector and it provides a range of insurance policies. The Bank owns such subsidiaries as: Frances Valores Sociedad de Bolsa SA, Consolidar Administradora de Fondos de Jubilaciones y Pensiones SA, Consolidar Cia de Seguros de Vida SA, Consolidar Cia de Seguros de Retiro SA, PSA Finance Argentina Compania Financiera SA and Atuel Fideicomisos SA. It also holds interests in Rombo Cia Financiera SA, Banelco SA, Interbanking SA, Visa Argentina SA and Baldex SA, among others. The Bank’s majority shareholder is Banco Bilbao Vizcaya Argentaria (BBVA), with 75.97% of its interests.