Fondiaria SAI SpA is an Italy-based holding company of the SAI Group. The Company consists of more than 100 companies operating in the insurance, finance, banking, real estate, agriculture, health, assistance and services sectors. It operates through four sectors. In the Non-Life sector the Company offers life, health, car and corporate insurance services through such companies as Milano Assicurazioni, Dialogo Assicurazioni, Liguria Assicurazioni and Siat, among others. The Life sector offers insurance cover with the payment of capital or an annuity against an event relating to human life. The Real Estate sector rents offices, buildings and residential homes which exceed the coverage requirements of technical and assurance reserves of the Company and actively operates in the management of investment properties. The Other Activities sector offers products and services in asset management and in the agricultural industry.