Owens Realty Mortgage, Inc. is a specialty finance company that focuses on the origination, investment and management of commercial real estate loans, primarily in the Western United States. The Company provides customized, short-term loans to small and middle-market investors and developers that require speed and flexibility. The Company invests primarily in loans on commercial, industrial and multi-family residential income-producing real property. The Company is managed and advised by Owens Financial Group, Inc. (OFG), a specialized commercial real estate management company. OFG arranges, services and maintains the loan and real estate portfolios for the Company. Its principal investment objectives are to preserve the capital of the Company and to provide periodic cash distributions to stockholders. Its acquisition and investment policies are to invest at least 86.5% of its capital in real estate loans and activities related thereto.