Chubb Ltd, formerly ACE Ltd, is a Switzerland-based insurance and reinsurance company. The Company offers commercial and personal property and casualty insurance, personal accident and supplemental health insurance, travel accident insurance, specialty coverage insurances, recreational marine and aviation insurance, agricultural insurance, as well as reinsurance and life insurance. It mainly serves multinational companies, small and medium-sized enterprises, as well as high net worth individuals. The Company maintains executive offices in Zurich, New York and London, among others, and is present in Latin America, North America Asia, Europe and Africa. It came into being from a merger of ACE Ltd and Chubb Corp.