Home BancShares, Inc. (Home BancShares), is a bank holding company. The Company is primarily engaged in providing a range of commercial and retail banking and related financial services to businesses, real estate developers and investors, individuals and municipalities through its wholly owned community bank subsidiary - Centennial Bank (the Bank). The Bank has locations in central Arkansas, north central Arkansas, southern Arkansas, the Florida Keys, central Florida, southwestern Florida and the Florida Panhandle and the Alabama Gulf Coast. At December 31, 2012, commercial real estate loans represented 56.7% gross loans. In July 2014, HomeBancShares acquired Florida Traditions Bank (Traditions).