Home BancShares, Inc. (Home BancShares) is a bank holding company. The Company is primarily engaged in providing a range of commercial and retail banking and related financial services to businesses, real estate developers and investors, individuals and municipalities through its wholly owned community bank subsidiary. The Company�s subsidiary is Centennial Bank (the Bank). The Company provides loans to single and multi-family real estate, residential construction and commercial buildings. In addition, it also makes loans to small and medium-sized commercial businesses, as well as to consumers. Securities held-to-maturity includes any security for which the Company has the positive intent and ability to hold until maturity. The Company offers a range of deposit services, including checking, savings, money market accounts and certificates of deposit. The Company obtains its deposits from individuals and small businesses, and municipalities in its market areas.