Financial Engines Inc. is a provider of independent, technology-enabled portfolio management services, investment advice and retirement income services. The Company provides services to participants in employer-sponsored defined contribution plans, such as 401(k) plans. The Company offers personalized plans for saving and investing, as well as by providing assessments of retirement income needs and readiness. The Company uses its technology platform to provide independent, personalized portfolio management, investment advice and retirement income services to retirement plan participants. The Company offers Income+, a Management service that provides retirement income for 401(k) participants. The Company�s Online Advice service is a nondiscretionary Internet-based service designed for plan participants. The Advice Engines consist of two components: a Simulation Engine and an Optimization Engine. Retirement Evaluations offers plan participant�s retirement account.