City Holding Company is a bank holding company. The Company conducts its principal activities through its wholly owned subsidiary, City National Bank of West Virginia (City National). Through its network of 68 banking offices in West Virginia (57 offices), Kentucky (eight offices), and Ohio (three offices), City National provides credit, deposit, trust and investment management, and insurance products and services to its customers. In addition to its branch network, City National�s delivery channels include automated teller machines (ATMs), check cards, interactive voice response systems and Internet technology. The Company operates in community banking segment. The Company�s loan portfolio consisted of commercial and industrial, commercial real estate, residential real estate, home equity, consumer loans, demand deposit account (DDA) overdrafts and previously securitized loans.