Center Financial Corporation (Center Financial) serves as the holding company for Center Bank (the Bank). The Bank is engaged in lending activities, including the origination of commercial real estate loans, commercial loans, working capital lines, small business administration (SBA) loans, trade financing, automobile loans and other personal loans, and construction loans. The Bank provides financial services for small to medium sized business owners, primarily in Southern California. The Bank specializes in commercial loans, most of which are secured by real property, to small business customers. During the year ended December 31, 2008, the Bank had 19 full-service branch offices, 16 of which were located in Los Angeles, Orange, San Bernardino and San Diego counties. The Bank also operates six Loan Production Offices in Seattle, Denver, Washington D.C., Atlanta, Dallas and Northern California. In March 2008, the Bank opened a branch in Diamond Bar, California.