Corus Bankshares, Inc. (Corus) is a bank holding company. Corus through its wholly owned banking subsidiary, Corus Bank, N.A. (the Bank), is primarily focused on commercial real estate lending and deposit gathering. The Bank is also engaged in servicing the check cashing industry. The Bank has 11 branches in the Chicago metropolitan area. Through these branches, Corus offers general banking services, such as checking, savings, money market, and time deposit accounts, as well as safe deposit boxes and a variety of additional services. The Company’s loan portfolio consists primarily of loans secured by condominium construction projects. It also has a portfolio of loans secured by condominium conversion projects (converting apartment projects to condominiums). The Company has a portfolio of loans secured by office buildings, apartment buildings, and hotels. Construction loans typically have stated maturities ranging from two to four years.