Danske Bank A/S is a Denmark-based bank engaged in providing payment services, trading in securities and other instruments, depositing of surplus liquidity, and provision of short- and long-term financing. The Bank's segments include Personal Banking, Business Banking, Corporates & Institutions (C&I), Danske Capital, Danica Pension, Non-core and Other Activities. The Bank operates in Denmark, Finland, Ireland, Norway, the United Kingdom, Sweden, Baltics, Germany and Poland. The Bank operates through five business units: Personal Banking, Business Banking, C&I, Wealth Management and Northern Ireland. The Bank offers a range of services in the fields of banking, mortgage finance, insurance, pension, real-estate brokerage, asset management and trading in fixed income products, foreign exchange and equities. The Personal Banking segment serves personal and private banking customers. The Business Banking segment serves small and medium-sized businesses.