America’s Car-Mart, Inc. is a publicly held automotive retailer in the United States focused on the Buy Here/Pay Here segment of the used car market. The Company’s operations are principally conducted through its two operating subsidiaries, America’s Car-Mart, Inc., an Arkansas corporation, (Car-Mart of Arkansas) and Colonial Auto Finance, Inc., an Arkansas corporation, (Colonial). The Company primarily sells older model used vehicles and provides financing for substantially all of its customers. As of April 30, 2009, the Company operated 93 stores located primarily in small cities throughout the South-Central United States.