Chicopee Bancorp, Inc. (Chicopee Bancorp) is a bank holding company that operates, through its subsidiary, Chicopee Savings Bank (the Bank). The Bank is a full-service, community oriented financial institution offering products and services to individuals and businesses through nine offices located in Western Massachusetts. The Bank�s deposits are insured by the Federal Deposit Insurance Corporation (FDIC) and Depositor�s Insurance Fund (DIF) of Massachusetts. The Bank�s business consists primarily of making loans to its customers, including residential mortgages, commercial real estate loans, commercial loans and consumer loans, including home equity loans, and investing in a variety of investment securities. The Bank also provides access to insurance and investment products through its Financial Services Division. Its primary lending and deposit market areas include Hampden and Hampshire Counties in Western Massachusetts.