Chicopee Bancorp, Inc. is a bank holding company. The Bank is a full-service, community oriented financial institution offering products and services to individuals and businesses through nine offices located in Western Massachusetts. Chicopee Savings Bank's business consists of making loans to its customers, including residential mortgages, commercial real estate loans, commercial loans, consumer loans and home equity loans, and investing in a variety of investment securities. It funds lending and investment activities with deposits from the general public, funds generated from operations and borrowings. It sells residential one-to-four family real estate loans to the secondary market. The Bank's revenues are derived from the generation of interest and fees on loans, interest and dividends on investment securities, fees from its retail banking operation, and investment management. It provides access to insurance and investment products through its Financial Services Division.