Whether you're citified or country-fried, OneMain Financial wants to help you build that deck or fix your old clunker. The consumer finance company offers secured and unsecured personal loans for debt consolidation, home improvements, vacations, and unexpected expenses such as car repairs and medical bills, through some 1,300 locations in North America. The company also writes home equity, mortgage, and refinance loans. Formerly CitiFinancial, OneMain is a subsidiary of Citigroup. Founded in 1912 as Commercial Credit, it was bought by former Citigroup chairman and CEO Sandy Weill in 1986. Weill, who retired in 2006, used the acquisition as a springboard to build what eventually grew into Citigroup.