Coastal Banking Company, Inc. is a bank holding company for CBC National Bank (the Bank). The Bank provides a range of commercial and consumer banking services to customers throughout Beaufort County, South Carolina and Nassau County, Florida. The Bank operates through three segments. The community banking segment provides traditional banking services offered through the Bank's three full service branch locations in Lady's Island and Port Royal, South Carolina, and Fernandina Beach, Florida. The Small Business Administration (SBA) lending division segment originates SBA loans throughout the southeastern United States. The mortgage banking operations segment originates residential mortgage loans through a range of delivery channels. The Bank also has a residential mortgage banking division, which operates eight retail residential loan production offices in Arizona, Florida, Georgia, Illinois, Indiana, Maryland, Michigan and Ohio.