Citizens Bancshares Corporation (GA)  

(Public, OTCMKTS:CZBS)   Watch this stock  
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8.00
0.00 (0.00%)
Apr 17 - Close
OTCMKTS data delayed by 15 mins - Disclaimer
Currency in USD
Range 8.00 - 8.00
52 week 5.21 - 8.25
Open 8.00
Vol / Avg. 300.00/455.00
Mkt cap 19.06M
P/E 13.97
Div/yield 0.08/1.00
EPS 0.57
Shares 2.38M
Beta -101.34
Inst. own 14%

Key stats and ratios

Q3 (Sep '13) 2012
Net profit margin 7.64% 3.76%
Operating margin 7.90% -0.65%
EBITD margin - 4.90%
Return on average assets 0.33% 0.19%
Return on average equity 3.11% 1.44%
Employees 105 -
CDP Score - -

Address

75 Piedmont Avenue, NE
ATLANTA, GA 30303
United States - Map
+1-404-6595959 (Phone)

Website links

Description

Citizens Bancshares Corporation is a bank holding company for Citizens Trust Bank (the Bank). The Bank conducts a general commercial banking business that serves Fulton, DeKalb and Muscogee Counties, Georgia, as well as Jefferson and Greene Counties, Alabama, acts as an issuing agent for Unite States savings bonds, travelers checks and cashiers checks, and offers collection teller services. The Bank's primary service area consists of Fulton and DeKalb Counties, along with certain portions of Rockdale County; through its branch in Columbus, the Bank also serves Muscogee County, Georgia, and through its branches in Birmingham and Eutaw, it serves Jefferson and Greene Counties, Alabama. The primary focus of the Bank is the small business and commercial/service firms in the area plus individuals and households who reside in or commute to the area.

Officers and directors

Ray M. Robinson Independent Chairman of the Board
Age: 65
Cynthia N. Day President, Chief Executive Officer of the Company and the Bank; Director
Age: 48
Samuel J. Cox Chief Financial Officer, Executive Vice President of the Company and the Bank
Age: 55
Frederick L. Daniels Executive Vice President, Chief Credit Officer
Age: 47
Robert L. Brown Jr. Independent Director
Age: 61
Stephen A. Elmore Sr. Independent Director
Age: 60
Charles David Moody Jr. Independent Director
Age: 56
Mercy P. Owens Independent Director
Age: 65
Donald Ratajczak Ph.D. Independent Director
Age: 70