Dearborn Bancorp, Inc. serves as the bank holding company for Fidelity Bank (the Bank). The Bank offers a range of financial products and services. These include checking accounts, savings accounts, money market accounts, certificates of deposit, business checking, direct deposit, loan services (commercial, consumer, real estate mortgages), travelers’ checks, cashiers’ checks, wire transfers, safety deposit boxes, online banking, telephone banking, collection services, and night depository services. The Bank offers check imaging options including statements on compact disk read only memory (CD ROM) and online banking services to its customers. Its market area includes Wayne, Oakland, Macomb and Washtenaw Counties, which are all located in southeastern Michigan.