Consumers Bancorp, Inc. is a bank holding company. The Company operates through its subsidiary, Consumers National Bank (Bank). The Bank�s business involves attracting deposits from businesses and individual customers and using such deposits to originate commercial, mortgage and consumer loans in its market area, consisting primarily of Stark, Columbiana, Carroll and contiguous counties in Ohio. The Bank has twelve branch locations. The Bank also invests in securities consisting primarily of obligations of United States government sponsored entities, municipal obligations and mortgage-backed securities issued by Fannie Mae, Freddie Mac and Ginnie Mae.