Consumers Bancorp, Inc. is a bank holding company. The Company operates through its subsidiary, Consumers National Bank (Bank). The Bank�s business involves attracting deposits from businesses and individual customers and using such deposits to originate commercial, mortgage and consumer loans in its market area, consisting primarily of Stark, Columbiana, Carroll and contiguous counties in Ohio. As of June 30, 2012, the Bank had twelve branch locations. The Bank also invests in securities consisting primarily of obligations of United States government sponsored entities, municipal obligations and mortgage-backed securities issued by Fannie Mae, Freddie Mac and Ginnie Mae. As of June 30, 2012, total assets were $334,761. Its loans included commercial, commercial real estate loans, 1-4 Family residential real estate and consumer loans.