Dubai Islamic Bank PJSC (DIB) is a United Arab Emirates-based financial institution that provides banking and financial services in accordance to Islamic Sharia principals. The Bank’s products are structured into eight segments, namely Retail Banking. Private Banking, Johara Banking, Business Banking, Corporate Banking, Investment Banking, Real Estate Finance and Contracting Finance. Its Retail Banking products include current accounts, savings accounts, investment accounts, home and personal finance, credit cards, and safe deposit boxes. Its Corporate Banking segment offers letters of credit, letters of guarantee, Murabaha, Sukuk, Istisna, Ijara, Musharika and Mudaraba. DIB also provides direct equity investment, international investment, treasury, real estate financing and property management services. The Bank operates through subsidiaries and joint ventures in the United Arab Emirates and abroad.