Sturgis Bancorp, Inc. is a financial holding company of Sturgis Bank & Trust Company (the Bank). The Company is engaged in offering consumer, educational and property improvement loans. It also offers a range of investment opportunities. The Company's primary services include accepting deposits; making commercial and mortgage loans; engaging in mortgage banking activities, and providing investment brokerage advisory services. The Company operates predominantly in the southwestern portion of Michigan's Lower Peninsula. The Bank's primary business is the origination of first mortgage loans on one- to four-family family unit homes. The Bank also originates commercial real estate and small business loans within its primary market area. The Bank's market area includes all of St. Joseph County and parts of Cass, Branch, Calhoun, Van Buren, Allegan, Hillsdale and Kalamazoo Counties in Michigan.