Benjamin Franklin once said, "He that goes a-borrowing goes a-sorrowing." So, while your debtors are bemoaning, have Franklin Collection Service (FCS) do the phoning. Conducting low-pressure telephone conversations with debtors is how collection agency FCS handles a majority of its collections. In addition to phone collections, it offers mail collection, skip tracing, credit bureau reporting, repossession, and legal services to clients in the receivables management industry. Debtors can pay through FCS's web site, drive-thru payment windows, check by phone, and other methods. Founded in 1980, FCS collects from all 50 US states from an office in Tupelo, Mississippi.