Chase Paymentech Solutions keeps the wheels of commerce turning. The company processes the merchant side of electronic check and credit, debit, and pre-paid card payments, both over the Internet and at the point of sale. Authorizing transactions in more than 130 currencies, Chase Paymentech Solutions assembles the authorization network and recruits new merchants into the system; it also operates merchant help desks to assist point-of-sale clients. It targets such sectors as retail, hospitality, airlines, financial services, utilities, and gas stations. The company is leading processor of e-commerce payments. Banking behemoth JPMorgan Chase owns Chase Paymentech.