LNB Bancorp, Inc. is a financial holding company. The Company engaged in lending and depository services, investment services, and other traditional banking services. These services are generally offered through the Corporation's wholly-owned subsidiary, The Lorain National Bank (the Bank). The primary business of the Bank is providing personal, mortgage and commercial banking products, along with investment management and trust services. The Lorain National Bank operates through 20 retail-banking locations and 28 automated teller machines. The Bank also operates an office in Columbus, Ohio that specializes in originating Small Business Administration related loans. The Bank provides services which include Commercial Lending; Residential, Installment and Personal Lending; Deposit Services, and Other Services.