MainStreet BankShares, Inc. (MainStreet) is a bank holding company. Its wholly owned subsidiary includes Franklin Community Bank, National Association (Franklin Bank). Franklin Bank is a nationally chartered commercial bank and member of the Federal Reserve whose deposits are insured by the Federal Deposit Insurance Corporation (FDIC). Franklin Bank accepts deposits from the general public and makes commercial, consumer, and real estate loans. The Company formed a wholly owned real estate company, MainStreet RealEstate, Inc., for the sole purpose of owning the real estate of the Company. It owns the facility in which Franklin Bank�s Southlake branch operates. Franklin Bank�s loan portfolio has a large composition of real estate related loans primarily due to the markets the Company serves. As of December 31, 2011, the Company invested in the United States agencies, mortgage-backed securities, Federal Reserve Bank stock and Federal Home Loan Bank stock.