Societe Generale SA is a France-based banking group. The Company is structured in five segments: Retail Banking in France, which operates two complementary distribution networks in France, Societe Generale and Credit du Nord; Retail Banking Outside France, which is present in 40 locations in Central and Eastern Europe, Mediterranean Basin, Africa and the French Overseas Departments and Territories; Financial Services, which includes financing of the sales and capital goods of professionals, consumer credits and insurance, among others; Asset Management and Investor Services, which comprises such services as asset management and private banking, and Financial and Investment Banking, which is organized around three areas: Actions, Finance and consulting, and Rates, Changes and Raw Materials. Societe Generale SA is present in 82 countries and operates a number of subsidiaries, including SG Immobel, Genefinance, Libecap, SG Hambros Bank Ltd. and SG Srbija, among others.