Erie Indemnity Company operates as the management services company that provides sales, underwriting and policy issuance services to the policyholders of Erie Insurance Exchange (Exchange). The Exchange is a reciprocal insurance exchange, which is an unincorporated association of individuals, partnerships and corporations that agree to insure one another. The Company also operates as a property/casualty insurer through its three wholly owned subsidiaries, Erie Insurance Company (EIC), Erie Insurance Property and Casualty Company (EIPC) and Erie Insurance Company of New York (EINY). The Exchange and its property/casualty insurance subsidiary, Flagship City Insurance Company (Flagship), and the three insurance subsidiaries (collectively, the Property and Casualty Group) write a range of personal and commercial lines property and casualty coverages and pool their underwriting results.