ESSA Bancorp, Inc. is a holding company of ESSA Bank & Trust. ESSA Bank & Trust is a full-service, community-oriented savings association. The Company provides financial services to individuals, families and businesses through its 13 full-service banking offices, located in Monroe and Northampton Counties, Pennsylvania. ESSA Bank & Trust’s business consists primarily of accepting deposits from the general public and investing those deposits, together with funds generated from operations and borrowings, in residential first mortgage loans, including construction mortgage loans, commercial real estate, home equity loans and lines of credit, commercial and consumer loans. In addition, the Company offers a variety of deposit accounts, including checking, savings and certificates of deposits, and also offers asset management and trust services. The Company also offers investment services through its relationship with PRIMEVEST Financial Services, Inc.